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Direct Deposit

Direct deposit is part of our all inclusive payroll service .

What that means for our clients:

  • Accurate, timely direct deposits for all employees
  • No set up fees
  • No direct deposit processing fee

What it means for your employees:

  • They receive pay sooner and they can access funds immediately.
  • No more fees to cash their checks. No need to visit a bank or check casher.
  • Never miss pay – if they are sick, on vacation, not scheduled to work, or the weather’s not so great – they can still access their pay immediately on payday
  • Checks will never be lost or stolen

 

Pay Cards

Is direct deposit not an option for some employees? We have a solution.

The rapid! PayCard solution will expand electronic direct  deposit participation and will eliminate the need to distribute regular pay  check and wage statements to employees.

The rapid! PayCard  Visa  Payroll Card is a safe, secure and hassle-free way for employees to collect, manage and ultimately spend their hard-earned money. PayCards offer the convenience of a debit card and more security than carrying cash. rapid! PayCard requires no credit check and is accepted everywhere Visa debit cards are accepted.

  • NO paycheck cashing fees – Save more than 50% versus check cashing fees
  • NO lost checks
  • NO overdraft fees
  • NO need to carry large sums of money
  • 24×7 access to pay
  • FREE multilingual customer service 7x24x365
  • FREE access to their pay
  • FREE access to monitor transactions online and text alerts*
  • FREE Savings Account Access
  • Cash Back Rewards

It’s time to work on your business, not in it.

Truly outsource your office tasks to us.

Get started today

What our clients are saying about us...

Customer service, responsiveness, willingness to help analyze best practices: hiring Business Cents was the best business decision I’ve made since opening my doors in 2009. It’s easy to understand why they are the best choice for back office business solutions.

Bonnie Roberts
President
Home Helpers

As a busy practicing attorney in Boston, I have a number of bookkeeping needs which Business Cents has fulfilled for me.  For the years I have been using them, Business Cents has been responsive, thorough, and utterly professional. I highly endorse and recommend Business Cents.

 

James J. Coviello, Esq
James J. Coviello Law Office

We enjoy working with Business Cents. It is so nice to be able to email someone that you have regular contact with, and have someone get back to you in a timely manner. So many features and reports are available online through their employer and employee login portal. It has all the features of a big payroll company, and the line of communication is always easy and open. Thanks for helping our small business with our payroll services, and keeping it simple, easy, and streamlined.

Dr. Tony Lebro
Owner 
A Lebro Center for Well Being
Kittery, Maine

Their attention to detail and accommodating personal service is second to none. They are without a doubt my most valued vendor. Without Eric Palmer and his team at Business Cents I would not have been able to grow and expand my restaurant business over the last 6 years.

Adam Hawk
Owner and General Manager
The Baseball Tavern – Boston, MA T’s Pub – Boston, MA
The Lodge Bar & Grill – Randolph, MA
Paolo’s Trattoria – Charlestown, MA

Business Cents helped me set up a new chiropractic clinic from scratch and has streamlined our processes. Our structure was somewhat complicated, with a C corp. holding company and an LLC operating company. They were able to separate the financials for both entities and give me clear insight into the clinic financials. I recommend them to other chiropractic businesses.

Jeff Klaubert
Owner 
Health Source of Manchester 
Manchester NH

I’ve had the pleasure of working with Eric and his team at Business Cents for over five years now. I highly recommend any small to medium sized company explore how Business Cents can be an asset to their own organization.

Mark Campbell
Owner
JohnRa Marketing and Promotional Products

I have been with Business Cents for over 15 years. They handle every aspect of my payroll and bookkeeping. Their services and support have helped me focus on growing my business. Whether it’s employee compliance, labor law rules, or reviewing my monthly financials they have always been there to support my growing business. The payroll service is always timely, accurate, and educational. The staff is friendly and knows how to support me and my staff.  The one on one attention and my financial reports gives me the data I need to make decisions I need for my company. I highly recommend Business Cents to anyone looking to focus on their operations and sales. They will truly take care of the rest!

Lewis Ruffner
New England Nutritional Services Inc. 
Portsmouth, NH  03801

This past year I had the pleasure of transferring my accounting and payroll needs to Business Cents.  I was certainly skeptical and anxious to hand over the reins and change providers, however Business Cents made this transition extremely easy and worked with my prior payroll service to ensure a seamless transition.  Their customer service and support are top notch and they are always willing to help answer my questions.  They really have removed my day-to-day accounting headaches.  Overall, I give Business Cents the highest recommendation.

John A. Herner, DC
Herner Chiropractic 
Nashua, NH

After working with Business Cents for 6 years I honestly can not imagine how I could run my small business without them. They deal with all the red tape so I don’t have to. The whole team is super friendly and proactive so I don’t miss important any deadlines. Even though I only have a few employees find their full-service payroll system worth every penny! They are truly my partner in business and when I need help I call them for some much needed business sense! I highly recommend.

Julie Booras
Heart and Stone Studio
Shrewsbury, MA 01545

Business Cents has had an enormous, positive impact on my business. Aside from being exceptionally nice and personable people, Business Cents has taken the burden of everyday book keeping and paper pushing off my plate. It has allowed me more time to focus on my customers and managing the business. Equally as important- they truly understand the dynamics of being a small business owner. Highly recommend!

J Briggs & Co.

Business Cents has been a huge asset to our business! From day one, Eric, Marie, and the entire team have put us at ease as they set up our payroll and helped answer our HR questions. They respond very quickly to our calls and emails, and really go above and beyond. We love having them on our team!

Mary Falardeau
Live Free Chiropractic
Nashua, NH

Business Cents has been a huge asset to our business! From day 1, Eric, Marie, and the entire team have put us at ease as they set up our payroll and helped answer our HR questions. They respond very quickly to our calls and emails, and really go above and beyond. We love having them on our team!

Mary Falardeau
Live Free Chiropractic

Here are some of our credentials and affiliations

Insured and Bonded

Affiliations

BBB Accredited Business